Government of Jamaica
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NHT Creating More Pathways to Homeownership

The National Housing Trust (NHT), is creating more opportunities to improve access to homeownership for Jamaicans. Periodically, the NHT reviews its strategies to achieve its desired objectives. Through adjustments to some of its key programmes, more contributors will be better equipped to navigate the mortgage market. The NHT's strategic focus going forward is geared at among other things, a more equitable distribution of benefits and where subsidies and grants are concerned, targeting them to those contributors who need it the most.

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NHT Statement on Interest Rate Subsidies

The National Housing Trust (NHT), wishes to clarify its policy decision on interest rate subsidies. Under the new policy, income is the sole determinant of the interest rate subsidy applied to mortgagors. The policy is aimed at ensuring equity and allocation of subsidies where it is most needed, that is, to the lowest income groups and the most vulnerable. The policy is intended for application to new loans. For some time, the organization has been analyzing the manner in which it allocates subsidies. Under the prior approach, additional interest rate subsidies were applied to special groups.
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NHT CONTRIBUTIONS REFUND APPLICATION AVAILABLE ONLINE ONLY

The National Housing Trust, (NHT), wishes to advise its customers that as of January 2021, applications for contributions refund will ONLY be accessible online.

As we continue to prioritise the safety of our staff and customers, we will no longer be accepting applications in-person, at any of our locations.

Customers may apply for their refunds via our website www.nht.gov.jm, and also via our mobile app, 'NHT Online', which is available in both the Google Play Store and the App Store.

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NO STRUCTURAL ISSUES AT RUTHVEN TOWERS

The National Housing Trust, NHT would like to place on record its response to a Gleaner article on Sunday May 29, 2022; 'NHT Bungle'. The article claims among other things, that there are 'structural issues' identified at the NHT's Ruthven Towers development which is currently in the final stages of construction. The NHT wishes to make it categorically clear that there are no 'structural issues' at Ruthven Towers. In fact, since construction, no structural issues have been identified at any stage of the project.